Went to Target. Have a good checking account (+1,000$) was told I couldn't write a check there, but they accepted my debit card (!!! which I can cancel the transaction on if I wanted.)
Called Certegy was told my check matched "certain criteria" and made it a "risk" because (get this) "I haven't payed with a check at any of their vendors in the past" therefore, I cannot use a check at all, unless I sign up for their "Gold Status" membership.
BEFORE YOU SIGN UP FOR GOLD STATUS, PLEASE READ THIS ARTICE AND PAY ATTENTION TO THE LAST PARAGRAPH ON THE FIRST PAGE!!!
The article states:
Certegy Gold applicants have to provide detailed information about themselves, their employers, and their bank, including a voided check. Gold status doesn't cost anything, but members agree to pay a service fee to Certegy each time they write a "dishonored check."
Why do I have to provide them with all the information my Financial Institution already has on file? What would happen if someone would *** into their system? I'm sorry, but the less people that have access to my personal information, the better. Another red flag was the agreement to pay a service fee to Certegy each time a check is dishonored. Hello? Why would I want to give them approval to charge me service fee whenever they decide to "dishonor" my next check? They are the one's that decide to honor or dishonor checks and that's money in their pocket at my expense.
This is a disgusting form of discrimination and it needs to stop.
I am calling for a Boycott of all the merchants that use certegy check systems, including;
Bed Bath and Beyond
Sally's Beauty Supply
Review about: Merchant Check Clearing Services.